Mortgage and credit card delinquency rates continue steady decline


2015 commences with continued declines in auto loan, credit card and mortgage delinquency rates


The Industry Insights Report

The national mortgage delinquency rate (the rate of borrowers 60 or more days past due) dropped for the 13th consecutive quarter, declining to 2.95% in Q1 2015.

The mortgage delinquency rate has now dropped more than 17% in the last year.

Total Mortgage Account Volume

Mortgage Delinquency Rate Percentages, by city

Mortgage Delinquency Rate Percentages, by age group

Mortgage Delinquency Rate Percentages, by state

The national credit card delinquency rate (the rate of borrowers 90 or more days past due) decreased to 1.37% in Q1 2015.

Credit card debt per borrower since 2008

Credit Card Delinquency Rate Percentages, by city

Credit Card Delinquency Rate Percentages, by age group

Credit Card Delinquency Rate Percentages, by state

The national auto loan delinquency rate (the rate of borrowers 60 or more days past due) declined to 0.99% in Q1 2015, down from 1.16% in Q4 2014.

Auto loan debt per borrower

Auto Loan Delinquency Rate Percentages, by city

Auto Loan Delinquency Rate Percentages, by age group

Auto Loan Delinquency Rate Percentages, by state

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