Consumer credit markets continued their strong performance in the third quarter

TransUnion’s 2016 forecast expects consumer credit markets to complete recovery

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Consumer credit markets continued their strong performance in the third quarter

TransUnion’s 2016 forecast expects consumer credit markets to complete recovery

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TransUnion forecasts the national mortgage delinquency rate (the rate of borrowers 60 or more days past due) will decline to 2.06% at the end of 2016.

Ratio of Mortgage Borrowers Currently 60 Days or More Past Due

(Q4 2015 to Q4 2016 Include Projections)

TransUnion forecasts the national auto delinquency rate (the rate of borrowers 60 or more days past due) will decline to 1.11% at the end of 2016.

Ratio of Auto Borrowers Currently 60 Days or More Past Due

(Q4 2015 to Q4 2016 Include Projections)

TransUnion forecasts the national credit card delinquency rate (the rate of borrowers 90 or more days past due) will decline to 1.46% at the end of 2016.

Ratio of Credit Card Borrowers Currently 90 Days or More Past Due

(Q4 2015 to Q4 2016 Include Projections)

The national mortgage delinquency rate (the rate of borrowers 60 or more days past due) declined to 2.40% in Q3 2015.

The mortgage delinquency rate has now dropped nearly 30% in the past year.

Total Mortgage Account Volume

Mortgage Delinquency Rate Percentages, by city

Mortgage Delinquency Rate Percentages, by age group

Mortgage Delinquency Rate Percentages, by state

The national credit card delinquency rate (the rate of borrowers 90 or more days past due) rose to 1.43% in Q3 2015, but is nearly half of the Q3 2009 reading of 2.76%.

Credit card debt per borrower since 2008

Credit Card Delinquency Rate Percentages, by city

Credit Card Delinquency Rate Percentages, by age group

Credit Card Delinquency Rate Percentages, by state

The national auto loan delinquency rate (the rate of borrowers 60 or more days past due) declined to 1.16% in Q3 2015, unchanged from Q3 2014.

Auto loan debt per borrower

Auto Loan Delinquency Rate Percentages, by city

Auto Loan Delinquency Rate Percentages, by age group

Auto Loan Delinquency Rate Percentages, by state

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See mortgage and credit card forecast release

See auto forecast release

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