Mortgage and credit card delinquency rates continue steady decline


Mortgage and credit card delinquency rates continue steady decline


The Industry Insights Report

The national mortgage delinquency rate (the rate of borrowers 60 or more days past due) dropped for the 13th consecutive quarter, declining to 2.95% in Q1 2015.

The mortgage delinquency rate has now dropped more than 17% in the last year.

Total Mortgage Account Volume

Mortgage Delinquency Rate Percentages, by city

Mortgage Delinquency Rate Percentages, by age group

Mortgage Delinquency Rate Percentages, by state

The national credit card delinquency rate (the rate of borrowers 90 or more days past due) decreased to 1.37% in Q1 2015.

Credit card debt per borrower since 2008

Credit Card Delinquency Rate Percentages, by city

Credit Card Delinquency Rate Percentages, by age group

Credit Card Delinquency Rate Percentages, by state

The national auto loan delinquency rate (the rate of borrowers 60 or more days past due) remained steady at 1.16% at the end of Q4 2014.

Auto loan debt per borrower since 2008

Comparison of State Auto Loan Delinquency Rates

Between the fourth quarters of 2013 and 2014, 22 states experienced a decline in their auto loan delinquency rates.

Auto Loan Delinquency Rate Percentages, by State

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