Delinquency Rates for Mortgage and Credit Cards Decline, While Auto Loan Rates Remain Steady


Delinquency Rates for Mortgage and Credit Cards Decline, While Auto Loan Rates Remain Steady


The Industry Insights Report

The national mortgage delinquency rate (the rate of borrowers 60 or more days past due) dropped for the 12th consecutive quarter, declined to 3.29% in Q4 2014.

The mortgage delinquency rate has now dropped more than 14% in the last year.

Total Mortgage Account Volume

Comparison of State Mortgage Delinquency Rates

Between the fourth quarter of 2013 and the fourth quarter of 2014, every state experienced a decline in their mortgage delinquency rates.

Mortgage Loan Delinquency Rate Percentages, by State

The national credit card delinquency rate (the rate of borrowers 90 or more days past due) decreased to 1.47% at the end of Q4 2014.

Credit card debt per borrower since 2008

Comparison of State Credit Card Delinquency Rates

Between the fourth quarter of 2013 and the fourth quarter of 2014, 21 states experienced a rise in their credit card delinquency rates.

Credit Card Delinquency Rate Percentages, by State

The national auto loan delinquency rate (the rate of borrowers 60 or more days past due) remained steady at 1.16% at the end of Q4 2014.

Auto loan debt per borrower since 2008

Comparison of State Auto Loan Delinquency Rates

Between the fourth quarters of 2013 and 2014, 22 states experienced a decline in their auto loan delinquency rates.

Auto Loan Delinquency Rate Percentages, by State

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